Prepare before departure
Install the official app you intend to use and follow its current registration and verification instructions. Check that you can receive messages on the phone number linked to your account while travelling. Keep access to your bank’s verification method as well. Some account features require identity verification; allow time to resolve a problem before the trip rather than first setting everything up at a shop counter.
Check card and account support in the app
Official visitor payment guidance describes linking supported international bank cards to Alipay or WeChat Pay. Acceptance depends on the card, account and transaction. Read the current in-app instructions for supported cards, verification, limits, exchange rates and any fees before confirming a payment. A linked card does not guarantee that every service or transfer feature will be available.
Understand how the merchant takes payment
A merchant may ask you to scan a payment code, or may scan the payment code displayed in your app. Check the merchant name and amount before confirming. For cash payments, carry manageable denominations; for card payments, ask whether your card network is accepted. Keep a receipt or transaction record and check the original payment channel if a refund needs to be traced.
Keep a backup payment plan
Carry a second payment option and discuss where cash or cards may be needed on your itinerary. Do not depend on one app, a single phone battery or uninterrupted mobile data. If a transaction fails, check your bank and app messages before retrying to avoid duplicate payments. Use official support channels and never share passwords, verification codes or payment screenshots containing sensitive account details.
Official information: Visitor payment guide
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